Understanding Uber Injury Lawsuits and Legal Options: What You Should Know
Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making los angeles uber accident litigation it harder to recognize early on.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.